Terms of Use

These terms of use (“Terms of Use”) set forth the basis on which you are permitted to access and use the “www.urbible-institute.com” website including any content, functionality and services offered on or through “www.urbible-institute.com” (the “Website” and/or the “Services”). Please read the terms of use carefully before using “www.urbible-institute.com”. BY USING the Service, YOU SPECIFICALLY AGREE TO ABIDE BY THESE TERMS OF USE AND ANY MODIFICATIONS THERETO. If you do not want to agree to these Terms of Use, you must not access or use the Website or Services.

Use of Website and Services

This site is owned and operated by UR INSTITUTE (“Owner“), the Site is protected, without limitation, pursuant to U.S. and international copyright, trademark patent, trade secret and other intellectual property or proprietary rights laws. These Terms of Use permit you to use the Website for your personal, non-commercial use only. No material from the Website may be copied, reproduced, republished, uploaded, posted, transmitted, distributed or modified, except as follows:

Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.You may store files that are automatically cached by your Web browser for display enhancement purposes.You may print [or download] one copy of a reasonable number of pages of the Website for your own personal, non-commercial use and not for further reproduction, publication or distribution, provided you keep intact all copyright and other proprietary notices.You may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.

You must not:

Modify copies of any materials from this site.Use any illustrations, photographs, video or audio sequences or any graphics separately from the accompanying text.Delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from this site.Access or use for any commercial purposes any part of the Website or any services or materials available through the Website.

Modification of the materials or use of the materials for any other purpose is a violation of UR INSTITUTE’s copyright, trademark, and trade secret rights and others’ proprietary rights. For purposes of this Agreement, the use of any such material on any other web site or networked computer environment is prohibited. The violation of applicable intellectual property laws may give rise to civil and/or criminal penalties. In the event you download software from the site, the software including any files, images incorporated in or generated by the software and data accompanying the Software (together, the “Software“) are licensed to you by UR INSTITUTE. The owner does not transfer title of the Software to you. Owner retains full and complete right, title, and interest in and to the Software and all intellectual property rights therein. You may not redistribute, sell, decompile, reverse-engineer or disassemble the Software.

Owners’ name, terms, logo and all related names, logos, product and service names, designs and slogans are trademarks of UR INSTITUTE. You must not use such marks without the prior written permission of UR INSTITUTE. All other names, logos, product and service names, designs and slogans on this Website are the trademarks of their respective owners.

Filling out the registration form constitutes the consent of the registrant that the particulars of his registrant and any data obtained on the basis of an analysis of these details and any information about him that has reached and/or will reach the company’s knowledge will be held in one or more databases of a company or anyone acting on its behalf, : (A) For the purposes of marketing, advertising, sales promotion and sales, and for the purpose of applying for registration in any manner, including through direct mail in any media that it deems appropriate (including in writing, print, telephone, text message, facsimile, computerized way or other means); (B) for the purpose of encouraging loyalty, analysis and statistical research, conducting surveys and any other online use in connection with a marketing subject; (C) for internal needs, such as the need to investigate complaints and / or audits; And (d) for the purpose of mailing marketing and advertising material, including through a cookies, such use of the particulars of the registrant shall not be considered an infringement of privacy. It is further agreed that such information shall be deemed to be the property of the Company and the Registrant hereby waives any claim in respect of the use and/or ownership of such information, including waiver of any claim under the Protection of Privacy Law, 5741-1981. The Company shall not be considered a breach of a privacy undertaking or infringing on user privacy Any information, as defined in the Computers Law 5755-1995, which will be used to identify or trace a user by another person, and which derives from the use of electronic means of communication in general and computer communications in particular.

Canceling a Study Plan

If you signed up for a Limited Time Offer and Unlimited study plan you can discontinue it at any time prior to the next billing cycle. You will retain the full use of the account for the remainder of the purchased days, but the billing will be discontinued right away. To cancel your study plan please sign in to your account and complete the cancellation process in the Student Corner in “Profile & Billing” area. If you require special assistance please request it through a form on the CONTACT US page of www.urbible-institute.com website.

If you signed up for an Unlimited study plan you can cancel it at any time before the annual renewal date. The Unlimited plan is substantially discounted with broad privileges because it is a pre-paid annual plan. You will retain full use of the account for the remainder of the year, but future billing will be discontinued right away. To cancel your study plan please sign in to your account and complete the cancellation process in the Student Corner in “Profile & Billing” area. If you require special assistance, please request it through a form on the CONTACT US page of www.urbible-institute.com website.

User Accounts

Some functions of the Service may require you to register by selecting a unique user identification (“User ID“) and password and to provide certain information about yourself. You agree to provide accurate, current and complete information about yourself as prompted, and to maintain and promptly update the information to ensure that it remains accurate, current and complete. If you provide any information that Owner believes to be inaccurate, not current or incomplete or if you select a User ID that Owner, in its sole discretion, finds offensive or inappropriate, Owner reserves the right to suspend or terminate your account and refuse any and all current or future use of The Service.

You agree to (a) keep your password confidential and to only log in with your User ID and password, and to ensure that others may not access any members-only or password-protected portions of the Service using your account and/or identity; (b) exit from your account at the end of each session; and (c) immediately notify Owner of any unauthorized use of your User ID and/or password. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. You are fully responsible for all activities that occur under your User ID. Owner will not be liable for any loss or damage arising from your failure to comply with this section.

Owner uses systems and procedures in order to accomplish data protection. Nevertheless, we cannot guarantee complete security protection. Therefore, Owner does not guarantee that the information, the data and the services on the Service will be absolutely resistant from unauthorized access.

Use of Email Adress

Some functions of the Service may require you to provide your email address. The Service may use your email address to communicate with you regarding the Service. Owner may also use your email information to solicit feedback from you or alert you to new features in our products that we think may be of interest. You will always have the option to opt out of such communications. Your email address and other contact information are not used for any other purposes than those related to the Service. Owner may utilize an external service for sending and tracking email communications and unsubscribe requests. These third parties may not share or use your email address for any other purpose.

Information and Content you Submit

Any content you submit to Owner or the Site, through a “contact us” mechanism or otherwise, will be treated as non-confidential and non-proprietary and will not be returned. You agree that Owner is free to use any ideas or concepts you submit to us for any purposes whatsoever, including, without limitation, developing, manufacturing and marketing products and services; and creating informational articles, without any payment of any kind to you.

Website Use Eligibility

The Service is intended for use by adults and/or children under the supervision of a parent or guardian who has agreed to these Terms of Use. By registering as a user to the Service you represent and warrant that you have the right, authority and capacity to enter into these Terms of Use and to abide by all of the terms and conditions set forth herein. If you are under the age of 18 or the applicable legal age in your jurisdiction, you can use the Service only in conjunction with your guardian’s supervision.

The site permits the use of various tools. The owner will use best efforts to assess any possible risks for the Service users in that respect. However, Owner is under no obligation to oversee, monitor or moderate any interactive service that it provides on the site, and Owner explicitly denies any liability for any loss or damage arising from the use of any interactive service by the user. In the case of a minor, the responsibility for any use of the Service is solely that of the parent or legal guardian.

Privacy

Registration for the Service requires a subscription, which requires you to provide your name, e-mail address and may require provision of other information. Information that you provide during registration, as well as certain other information about you, is subject to our Privacy Policy. We recommend that you review the Privacy Policy prior to using this site.

Prohibited Use

You may not (a) use the Service for any purpose that is unlawful or prohibited by applicable law or the terms and conditions provided herein or in any other manner that could damage, disable, overburden or otherwise impair any of the Service’s servers or the network(s) connected to any of the Service’s servers, or interfere with any other person’s use and enjoyment of the Service, which, as determined by us, may harm Owner or users of the Website or expose them to liability; or (b) use any robot, spider or other automatic device, process or means to access the Website for any purpose, including monitoring or copying any of the material on the Website; or (c) use any manual process to monitor or copy any of the material on the Website or for any other unauthorized purpose without our prior written consent; or (d) Use any device, software or routine that interferes with the proper working of the Website; or (e) introduce any viruses, trojan horses, worms, logic bombs or other material which is malicious or technologically harmful; or (f) attack the Website via a denial-of-service attack or a distributed denial-of-service attack or (g) attempt to gain unauthorized access to the Service, or the computer systems or networks connected to any of the Service’s servers through any means; or (h) obtain any materials or information through any means not intentionally made available to you through the standard Owner services; or (i) impersonate or attempt to impersonate Owner, an employee, another user or any other person or entity (including, without limitation, by using e-mail addresses [or screen names] associated with any of the foregoing). We have the right to take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Website

Links

This Website may contain links to third party websites. Owner is not responsible in any way for the content of such websites and, furthermore, makes no recommendation or endorsement as to such websites or the products or services offered thereon. Owner accepts no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

Cookies

The owner places cookies on your computer to retain your individual preferences and improve your user experience with our site and services, as well as to tell us what features of our site, services or software are most popular. We do not store any personal identification information in cookies, nor do we use cookies to obtain any personal information from you. You can change the configuration of your browser in such a manner that you will not be able to receive any cookies during your use of the Owner services, software or website. In that event, your access or use of certain parts of our site, software or services, may be restricted.

Online Payment by Credit Cards

Online payment by credit cards is available through our partner

stripe.com

. If you have any questions about the e-payment secure gateway, you can contact them at:

[email protected]

Disclaimer of Warranties

You understand that Owner cannot and does not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our Website for any reconstruction of any lost data. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

NEITHER OWNER NOR ANY PERSON ASSOCIATED WITH OWNER MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER OWNER NOR ANYONE ASSOCIATED WITH OWNER REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OWNER’S SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

YOUR USE OF THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK.

THE SERVICE IS PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE, NONINFRINGEMENT, OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

WITHOUT DEROGATING FROM ANYTHING ELSE CONTAINED HEREIN, YOU HEREBY ACKNOWLEDGE THAT THE SERVICE AND ANY SERVICES HEREIN, IN THEIR CURRENT FORM ARE BETA PROTOTYPE SERVICES THAT HAVE NOT BEEN FULLY TESTED, AND THAT DUE TO THE NATURE OF THE BETA VERSION OF THE SERVICE AND THE SERVICES THEREIN, THE ENTIRE RISK ARISING OUT OF THE USE OR PERFORMANCE OF THE SITE REMAINS WITH YOU.

Limitation on Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL OWNER, ITS OFFICERS, DIRECTORS AND/OR EMPLOYEES, BE LIABLE FOR DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE THE SERVICE AND ANY SERVICES HEREIN, INCLUDING BUT NOT LIMITED TO PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, INTERRUPTIONS, ERRORS, DEFECTS, MISTAKES, OMISSIONS, DELETIONS OF FILES, DELAYS IN OPERATION OR TRANSMISSION, NONDELIVERY OF INFORMATION, OR ANY OTHER FAILURE OF PERFORMANCE SUFFERED BY YOU AND/OR ANY ENTITY AND/OR PERSON ARISING FROM AND/OR RELATED/CONNECTED TO ANY USE OF THE SERVICE AND/OR THE SERVICES HEREIN, EVEN IF OWNER IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL COMPEDIA’S TOTAL LIABILITY TO YOU FROM ANY AND ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT OR OTHERWISE) EXCEED THE AMOUNT PAID, IF ANY, TO OWNER FOR YOUR SUBSCRIPTION, ON THIS SITE.

YOU AGREE THAT, IN THE EVENT YOU INCUR ANY DAMAGES, LOSSES OR INJURIES THAT ARISE OUT OF OWNER’S ACTS OR OMISSIONS, THE DAMAGES, IF ANY, CAUSED TO YOU ARE NOT IRREPARABLE OR SUFFICIENT TO ENTITLE YOU TO AN INJUNCTION PREVENTING ANY EXPLOITATION OF THE SITE (INCLUDING ANY SITE CONTENT) OR ANY OTHER WEB SITE, PROPERTY, PRODUCT, SERVICE, OR OTHER CONTENT OWNED OR CONTROLLED BY OWNER, AND YOU WILL HAVE NO RIGHTS TO ENJOIN OR RESTRAIN THE DEVELOPMENT, PRODUCTION, DISTRIBUTION, ADVERTISING, EXHIBITION OR EXPLOITATION OF THE SITE (INCLUDING ANY SITE CONTENT) OR ANY OTHER WEB SITE, PROPERTY, PRODUCT, SERVICE, OR OTHER CONTENT OWNED OR CONTROLLED BY OWNER.

Indemnification

YOU HEREBY RELEASE AND WAIVE ANY AND ALL CLAIMS AND/OR LIABILITY AGAINST OWNER, ITS AFFILIATES, LICENSORS AND SERVICE PROVIDERS, AND ITS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, SUPPLIERS, SUCCESSORS AND ASSIGNS ARISING FROM OR IN CONNECTION TO YOUR VIOLATION OF THESE TERMS OF USE OR WITH YOUR USE OF THE SERVICE, INCLUDING, BUT NOT LIMITED TO YOUR USE OF ANY INFORMATION OBTAINED FROM THE WEBSITE. YOU ALSO AGREE TO DEFEND, INDEMNIFY AND HOLD HARMLESS, OWNER, ITS AFFILIATES, LICENSORS AND SERVICE PROVIDERS, AND ITS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, SUPPLIERS, SUCCESSORS AND ASSIGNS FROM AND AGAINST, ANY AND ALL CLAIMS OR LIABILITY, DAMAGES, JUDGMENTS, AWARDS, EXPENSES AND FEES INCLUDING ATTORNEYS FEES, ARISING FROM OR IN CONNECTION WITH YOUR USE OF THE SERVICE OR FAILURE TO ABIDE BY THESE TERMS OF USE AND APPLICABLE LAW. APPLICABLE LAW UNDER SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, OR THE ABOVE LIMITATIONS OF LIABILITY, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

Governing Law and Jurisdiction

All matters relating to the Website and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of IRAQ without giving effect to any choice or conflict of law provision or rule (whether of IRAQor any other jurisdiction).

Any legal suit, action or proceeding arising out of, or related to, these Terms of Use or the Website shall be instituted exclusively in the competent courts of Bagdad, Iraq, although we retain the right to bring any suit, action or proceeding against you for breach of these Terms of Use in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Limitation in Time to File Claims

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

Waiver and Severability

No waiver by Owner of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Owner to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

Changes of Terms of Use

Owner may periodically update this Terms of Use. Owner reserves the right to modify or add to these Terms at any time without prior notice (“Updated Terms”). You agree that we may notify you of the Updated Terms by posting them on the Site so that they are accessible via a link on the home page, and that your use of the Site after we have posted the Updated Terms (or engaging in such other conduct as we may reasonably specify) constitutes your agreement to the Updated Terms. Therefore, you should review these Terms before using the Site. The Updated Terms will be effective as of the time of posting, or such later date as may be specified in the Updated Terms, and will apply to your use of the Site from that point forward.

Entire Agreement

The Terms of Use our Privacy Policy constitute the sole and entire agreement between you and Owner with respect to the Website and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect to the Website.

Your Comments and Concerns

This website is operated by the Owner. All notices of copyright infringement claims should be sent to [email protected] and ccied to [email protected]. All other feedback, comments, requests for technical support and other communications relating to the Website should be directed to: [email protected]